Net Operating Income (NOI)- The "Engine" of your investment.
• Formula: Gross Rent - Operating Expenses (Taxes, Insurance, Property Management, Maintenace, etc.)
• Rule of Thumb: We estimate 1% of purchase price for Taxes and 1% for Insurance.
• Note: NOI does NOT include your mortgage payment.
Download Excel Sheet To Calculate NOI [download]
Download PDF NOI Calculation guide [download]
Inputs
Amortizing P&I
$
Annual NOI before debt payments.
$
%
yr
Interest-Only Payment
If ON, payment = Loan Amount x Rate only
Note: For guideline purposes only.
Results
Waiting for inputs
Monthly Payment
$0.00
Annual Debt Service
$0
Monthly payment x 12
Calculated DSCR
0.00x
NOI ÷ Annual Debt Service
Payment Type
Amortizing
Based on toggle selection
Enter values to see your DSCR result
Tip: Set loan amount, rate, and NOI. Use Target DSCR slider below.