Comprehensive Construction Loan Calculator

Estimate Interest-Only Draws, Building Costs, and Future Permanent Mortgage Payments

1. Project Costs & Equity

Land Purchase Price ($)

Construction Contract Cost ($)

Cash Down Payment ($)

2. Construction Phase

Build Timeline (Months)

Construction Phase Interest Rate (%)

3. Permanent Mortgage Phase

Permanent Loan Term (Years)

Permanent Interest Rate (%)

Total Borrowed Loan Amount $0.00

Est. Final Build Phase Payment $0.00

Full Monthly Permanent PITI $0.00

Month	Disbursement (Draw)	Owed Balance	Interest-Only Payment

Note on Auto-Calculations: Monthly Property Taxes and Monthly Homeowners Insurance are auto-generated at precisely 1% each of the $500,000 total asset target price annually ($416.67/mo each).

Year	Principal Paid	Interest Paid	Taxes & Ins.	Ending Loan Balance